Key Features

  • Targeted return of 4.0%-6.0% interest per annum
  • Secured by assets
  • Invest up to £20,000 allowance per annum or transfer existing ISAs
  • You lend to companies in Food, Energy and Waste
  • Diverse portfolio
  • Interest paid quarterly or on maturity
  • Your money makes a return and you make a difference
  • Online application.

Where your investment will go


Sustainable food production increasing efficiency through hydroponics and alternative protein sources.


Increasing energy efficiency, preserving resources and reducing energy use through new product design, AI and data insights.


Increasing the UK’s capacity for recycling to divert waste going to landfill or being exported. Helping local authorities manage municipal waste.

Our expertise

Our hands-on management team has extensive experience in the waste, energy and recycling sectors. We understand what it takes to conceive, develop and nurture early-stage businesses. Members of our community get to share expertise and best practice to support each other and achieve the best return for investors.

"As a wealth manager, I knew of Earthworm and what attracted me was the unwavering focus on their speciality of waste management and recycling. Backed up with their own first-hand experience in developing and running such a business, gives us great confidence."
Bob Woods MBE, Mattioli Woods


If you're thinking about investing with us, it's important you read the associated risks.